AgVantis' Credit Delivery & Servicing Solution

AgVantis’ credit delivery and servicing solution is made up of individual components designed to provide your Association with automation, efficiencies and accuracy – from marketing and sales through loan origination and servicing (and even reporting).

AgVantis’ credit delivery and servicing solution also provides your Association with access to borrower and product information. Simply put, our solution converts data to information so that you can then convert the information into understanding - and action. The result: more proactive, more productive, more profitable decision-making.

The credit delivery and servicing solution consists of the following components:

• Credit Automation Software & Support
• Loan Accounting Processing & Support (Front-End & Borrower Servicing)
• Online Banking (Personal & Business)

Additional Information & Highlights:

• Data Integration
  Minimize dual data entry with data being integrated from other AgVantis systems (loan accounting, credit automation and customer relationship management, for example).
• Marketing & Sales
  Targeted prospecting (lead generation, data mining, campaign management) along with data gathering on partners and competitors (as well as on potential borrowers) in a secure, real-time solution.
• Reporting & Analysis
  Exploration of information from every corner of your business, with the ability to organize data by category (fiscal periods, for example, or sales regions or product groups) to get you the information you need when you need it - with an intuitive tool for incorporating text, charts, graphs and images on the fly.
• Loan Origination
  Immediate availability of borrower-specific, decision-necessary data -data then booked to AgVantis’ loan accounting system.
• Credit Automation
  Credit analysis is efficient and automated with detailed, comprehensive borrower insight via scorecarding or traditional five-factor analysis. Also, recommendations are available in minutes, if requested, for loans up to $250,000 using a custom AgVantis scorecard, for loans up to $750,000 using a Fair, Isaac pooled card. Even appraisals with professional reporting combined for the evaluation of personal property data.
• Loan Forms & Documents (Scribe)
  Generation of loan documents is automated as the borrower and product data needed to create loans and other documents has already been entered as part of the analysis and origination process. Scribe has more than a hundred templates for commercial and mortgage-loan forms - each editable in MS Word and fully customizable.
• Association End-User Customization & Flexibility
  Fusion gives users the ability to customize views, using real-time information from various AgVantis systems (including loan accounting, CSM and customer relationship management). Also, users can define search and display capabilities, selecting from a predefined list of loan accounting fields – and users can create watch lists with user-definable alert parameters.
• Association Control
  Your Association can transparently monitor borrower transaction activity through the AgVantis Online Banking watch list in Fusion. Also, more secure money management is achieved through payroll, collections, and electronic tax payments (EFTPS) – with flexible controls for Associations of all sizes.
• Association Transaction Automation
  Intuitive, user-friendly screen flows help your Association save time and effort. Also, daily ACH and wire transfers automatically post to the loan accounting and general ledger systems for added convenience.
• Borrower Accessibility
  Easy customer access to historical account information and monthly statements, - conveniently added automatically to all loan accounts at the end of each month.
• Borrower Statements
  AgVantis generates detailed borrower communications including easily-read billing statements, account summary statements, and other reports. Billing statements can be mailed, at your option, directly to your borrowers!